Peace of mind
Insurance
Protect what matters most — your family, home, car, and income.
5 min
To get a quote
5 types
Of cover
24/7
Claims support
Products
Choose your cover
Life Insurance
From £6/monthProtect the people you love. Pay out a lump sum if you pass away during the policy term. Cover from £50,000 to £1,000,000.
Level or decreasing cover
Terms from 5 to 40 years
Serious illness add-on available
Instant online quote
Income Protection
From £12/monthReplace up to 70% of your income if you are unable to work due to illness or injury. Pays out monthly until you recover or retire.
Short or long-term cover
Deferred period from 4 to 52 weeks
Own occupation definition
Inflation-linked option
Home Insurance
From £9/monthCombined buildings and contents cover for your home and belongings. Includes accidental damage and new-for-old replacement.
Buildings and contents together
Accidental damage cover
Alternative accommodation included
Lumina customer discount
Car Insurance
From £24/monthComprehensive car insurance with a Lumina twist — manage your policy, file claims, and track your no-claims bonus all in the app.
Comprehensive cover
Courtesy car as standard
In-app claims filing
Black box option for younger drivers
Travel Insurance
From £4/tripSingle-trip or annual multi-trip cover for individuals, couples, and families. Medical emergencies, cancellations, and lost luggage covered.
Worldwide or Europe-only cover
Medical cover up to £10,000,000
Cancellation up to £5,000
Gadget cover add-on
Why us
Insurance built for Lumina customers
Get a quote in 5 minutes — no lengthy forms or phone calls required
Managed entirely in the Lumina app alongside your banking
Lumina customer discount on all insurance products
24/7 claims line — speak to a human any time, day or night
FCA-regulated insurance products from trusted underwriters
Lumina Bank plc acts as a credit broker for insurance products, not the insurer. Insurance products are underwritten by authorised insurers. All quotes are subject to underwriting criteria. Prices shown are illustrative and may vary based on your circumstances.
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Quotes in 5 minutes. Cover starts immediately. Manage everything in the app.
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